# LoanFind

> Personal loan rate comparison for US borrowers. No hard credit pull to check rates.

LoanFind lets you compare current APR ranges, loan amounts, and terms across four major US lenders — SoFi, LightStream, Marcus by Goldman Sachs, and Discover.

## What This Site Does

Users can browse published personal loan rates from top US lenders and navigate to each lender to check their personalized rate. Rates shown are APR ranges from publicly published data as of June 2026. Actual rates depend on creditworthiness, income, and loan amount.

## Lenders

| Lender | APR Range | Loan Amount | Terms | Notable Feature |
|--------|-----------|-------------|-------|-----------------|
| SoFi | 8.99%–35.49% | $5,000–$100,000 | 24–84 months | Same-day funding, no fees |
| LightStream (Truist) | 6.49%–25.29% | $5,000–$100,000 | 24–240 months | Lowest starting rate, Rate Beat Program |
| Marcus by Goldman Sachs | 6.99%–24.99% | $3,500–$40,000 | 36–72 months | Zero fees of any kind |
| Discover | 7.99%–24.99% | $2,500–$40,000 | 36–84 months | Next-business-day funding |

## Tool Integration

A **Personal Loan Assistant** is available for AI assistants that support tool integrations.

- **What it does:** Soft pre-qualification checks (no hard credit pull), rate comparison by credit tier and loan amount, and detailed lender information retrieval.
- **Lenders covered:** SoFi, LightStream, Marcus by Goldman Sachs, Discover.
- **Tool manifest:** [/.well-known/mcp.json](/.well-known/mcp.json)

## Key Pages

- [Home / Rate Comparison](/) — compare all four lenders side by side
- [AI Assistant](/#ai-assistant) — information about the Personal Loan Assistant tool integration
- [Tool Manifest](/.well-known/mcp.json) — machine-readable tool descriptor

## Disclaimers

LoanFind is a comparison service, not a lender. Rates shown are estimates based on publicly available data. A hard credit inquiry may be required to complete a formal application with any lender.